8:00AM - 7:00PM Office Hours in EST, Mon. - Fri. 1.866.570.9988 Call Us For Free Consultation

Serving Canadians in All Provinces.
Avoid Bankruptcy – Get Debt Free

About GEM


An Established Debt Settlement Firm

We are Licensed Professionals. We Represent Debtors. But we are not Bankruptcy Trustees.

GEM operates as a law firm dedicated to protecting debtors from financial ruin. We strive to significantly reduce your debt load, by utilizing lawful negotiation strategies against your creditors.

We approach your creditors with a hyper awareness of Canadian contract law and the regulations governing debtor-creditor relations.

As one of the few long standing Debt Settlement Firms in Canada, we proudly adhere to the standards of conduct set by the Law Society of Ontario and the Law Society of Alberta.


Scott M.

Senior Lawyer,

[email protected]


George D.

Director of Operations

[email protected]

1-866-570-9988 Ext. 109

Maria M.

Office Manager

[email protected]


GEM’s fiduciary duty obliges us to serve the clients’ best interests, not the creditors or collectors.