fbpx
8:00AM - 7:00PM Office Hours in EST, Mon. - Fri. 1.866.570.9988 Call Us For Free Consultation

Serving Canadians in All Provinces.
Avoid Bankruptcy – Get Debt Free

How to get out of debt. Ask us about debt help. YOUR LEGAL DEFENCE TEAM
AGAINST COLLECTORS &
CREDITOR LAWSUITS
Debts Settled Debts Negotiated Debts Gone
How to get out of debt. Ask us about debt help. Private & Confidential Legal Advice on Debt Affordable Lawyer Fees YOUR LEGAL DEFENCE TEAM
AGAINST COLLECTORS &
CREDITOR LAWSUITS
How to get out of debt. Ask us about debt help. Financial Urgency Unmanageable Debt Retain a Debt Lawyer YOUR LEGAL DEFENCE TEAM
AGAINST COLLECTORS &
CREDITOR LAWSUITS

YOUR LEGAL DEFENCE TEAM
AGAINST COLLECTORS &
CREDITOR LAWSUITS

We deal with your creditors and eliminate your debt.

Avoid the harmful effects of a consumer proposal or bankruptcy. There is another way and it’s called Debt Settlement. 

Regardless of whether your debts are just unpaid for a while, in collections or you are being sued, GEM Debt Law can negotiate settlements with your creditors.

We typically reduce debts by more than 45% of the principal balance and we pass these savings onto you…

Debt Settlement is a lawful and effective alternative to get out of debt, without the long-term consequences. By contrast, consumer proposal and bankruptcy can prevent you from qualifying for loans or credit for years…

More money to support family

Extra funds to enjoy life

What is Debt Settlement?

Debt Settlement involves negotiating with collection agencies or banks and their lawyers, for the purpose of obtaining an agreement for a reduced payment of the debt.

In other words, approached properly and methodically, creditors may be willing to accept a much lesser amount to settle and close-out your outstanding accounts.

You pay less, save money and the collection calls stop.

STOP ENFORCEMENT

Stop garnishment or property seizure, unfreeze bank accounts ...

LAWSUIT DEFENCE

Our Law Firm Defends You against creditor lawsuits ...

NO APPOINTMENT

Speak with a Legal Team Member and get immediate answers. Over-the-phone support; we pick up instantly.

STOP COLLECTION CALLS

We demand that collection agents never call you again ...

A PROVEN SYSTEM OF DEBT RELIEF.
Carefully monitored by legal professionals.
Utilizing anti-collection strategies and defence litigation procedures.

How to…

Instantly end enforcements

Notify collectors to Cease & Desist

Qualify for a loan when lenders deny you

Our endorsement = Priority Status on your application

FYI…

Avoid paying accumulated interest

Creditors can waive it

Don’t waste time with credit counselling

Budgeting alone won’t do it

What else…

Pay-off debts in under one month

Fund settlements with property equity or others sources

Only pay a portion of the principal balance

Fully settle the debt

Plus…

Minimize payment of back taxes to CRA

Do it legally

Every client, no matter how overwhelming their debt, benefits tremendously from our Debt Resolution Program – customized to their financial circumstances.

Committed to Helping Our Clients Get Out of Debt.


We evaluate your current finances, uncover every possible funding source and predict debt recovery timelines and outcomes.


Using available funds, GEM Debt Law then negotiates the terms of your debt with each creditor. We strive to settle each of your outstanding accounts for a fraction of the amount owing. This saves you thousands of dollars and puts you on a path towards full financial recovery.

Maxed out, overdue, unpaid, in default.

Credit Cards
Business Loan
Canada Revenue Tax
Unsecured Credit
HELOC
Invoices
Commercial Rent
Vehicle Lease
Personal Loan
Mortgage
Equipment Leases
Line-of-Credit
Property Tax
Consumer Loans
Bailiff Demands

Get a Bailout AND Legal Protection from Collectors.

Contact Us

We have brought together a team of legal and financial professionals, bolstering our expertise and reputation as a debt settlement firm.