We deal with your creditors and eliminate your debt.
Avoid the harmful effects of a consumer proposal or bankruptcy. There is another way and it’s called Debt Settlement.
Regardless of whether your debts are just unpaid for a while, in collections or you are being sued, GEM can negotiate settlements with your creditors. We typically reduce debts by more than 45% of the principal and we pass these savings onto you…
Debt Settlement is a lawful and effective alternative to get out of debt. Whereas, Consumer Proposal stays on your credit report for years, preventing you from getting loans and credit…
More money to support family
Extra funds to enjoy life
What is Debt Settlement?
Debt Settlement involves negotiating with collection agencies or creditors (and their lawyers), for the purpose of obtaining an agreement for a reduced payment of the debt.
In other words, approached properly and methodically, creditors may be willing to accept a much lesser amount to settle and closeout your outstanding accounts.
You pay less, save money and the collection calls stop.
A PROVEN SYSTEM OF DEBT RELIEF.
Carefully monitored by legal professionals.
Utilizing anti-collection strategies and defence litigation procedures.
Instantly end enforcements
Notify collectors to Cease & Desist
Qualify for a loan when lenders deny you
Our endorsement = Priority Status on your application
Avoid paying accumulated interest
Creditors can waive it
Don’t waste time with credit counselling
Budgeting alone won’t do it
Extract equity from mortgaged property
Pay off debts in under a month
Only pay a portion of the principal balance
Fully settle the debt
Minimize payment of back taxes to CRA
Do it legally
Committed to Helping Our Clients Get Out of Debt.
GEM negotiate the terms of your debt with each creditor…
We strive to settle your outstanding accounts for a fraction of the outstanding amount.
This saves you thousands of dollars and puts you on a path toward full financial recovery.
Maxed out, overdue, unpaid, in default.
Get a Bailout AND Legal Protection from Collectors.
We have brought together a team of legal and financial professionals, bolstering our expertise and reputation as a debt settlement firm.